The following is a brief summary of the overall financial position of the agency. The information is unaudited. Full audited financial statements for 2023-2024 are attached to this report.

Statement of Comprehensive Income

2023-24 Budget

$000

2023-24 Actual

$000

Variation

$000

2022-23 Actual

$000

Total Income

34 050

36 580

2 530

33 313

Total Expenses

27 120

27 700

(580)

25 691

Net Result

6 930

8 880

1 950

7 622

Income tax equivalent

2 082

2 664

(582)

2 287

Total Comprehensive Result

4 848

6 216

1 368

5 335

Statement of Financial Position

2023-24 Budget

$000

2023-24 Actual

$000

Variation

$000

2022-23 Actual

$000

Current assets

10 459

12 261

1 802

9 918

Non-current assets

35 832

35 356

(476)

33 292

Total assets

46 291

47 617

1 326

43 210

Current liabilities

6 419

6 871

(452)

6 282

Non-current liabilities

12 423

12 480

(57)

13 478

Total liabilities

18 842

19 351

(509)

19 760

Net assets

27 449

28 266

817

23 450

Equity

27 449

28 266

817

23 450

The Public Trustee’s net result before distributions was an $8.88 million profit in 2023-24. That was $1.95 million higher than budget as a result of:

  • Revenue $2.53 million (7.4%) better than budget primarily due to strong returns on Corporate Investments with investment markets performing well in 2023-2024.
  • Expenses $0.58 million (2.1%) higher than budget. This was primarily due to unavoidable staff expenditure covering workforce shortages in our customer services branches.

The Public Trustee pays an annual dividend to the Department of Treasury and Finance equal to the net result after the income tax equivalent.  The dividend for
2023-24 was $6.2 million (2022-23: $5.3 million).

The variation to budget in the Statement of Financial Position is primarily related to higher short term financial assets at 30 June 2024.  Short term financial assets have increased due to surplus cash invested from a higher than budgeted result.

Consultancies with a contract value below $10,000 each

Consultancies

Purpose

$ Actual payment

Nil

Not applicable

$0


Consultancies with a contract value above $10,000 each

Consultancies

Purpose

$ Actual payment

Nil

Not applicable

$0

Contractors with a contract value below $10,000

Contractors

Purpose

$ Actual payment

All contractors below $10,000 each - combined

Various

$95 984

Contractors with a contract value above $10,000 each

Contractors

Purpose

$ Actual payment

E-Matrix Training

Staff Training

$14 080

Iocane Pty Ltd

ICT software security review

$16 060

KPMG Pty Ltd

Strategic Planning Services

$17 432

Adaptive Psychology Pty Ltd

Work from home trial review

$18 288

Rosslyn Cox and Mark Williams Consulting Pty Ltd

Staff Training

$19 800

Peoplebank Australia Pty Ltd

Temporary Staff

$20 250

Symplicit Pty Ltd

ICT Training

$32 290

Pinnacle Workplace Consultants

Workplace Assessments

$41 061

Deloitte Financial Advisory Pty Ltd

Revenue scenario modelling

$41 965

Dialog Pty Ltd

ICT support - Hitrust software upgrade

$58 912

Blue Crystal Solutions

ICT database support

$63 360

The Information Management Group

Scanning services

$63 516

Paxus Australia Pty Ltd

Temporary Staff

$68 839

Ernst and Young

Customer Investment Software maintenance and support

$71 280

Deloitte Touche Tohmatsu

Internal audit services

$140 806

Hays Specialist Recruitment Pty Ltd

Temporary Staff

$220 366

Randstad Pty Ltd

Temporary Staff

$417 128

KPMG Australia Technology Solutions Pty Ltd

Customer Financials System Replacement

$4 275 715

 

Total

$5 601 148

Data for previous years is available at: https://data.sa.gov.au/data/organization/attorney-general-s-dept

The details of South Australian Government-awarded contracts for goods, services, and works are displayed on the SA Tenders and Contracts website. View the agency list of contracts. The website also provides details of across government contracts.

Under the Public Corporations Act 1993, a Charter must be prepared for a Public Corporation and agreed between the Attorney-General and the Treasurer.

The Charter describes the reporting and accountability requirements and outlines objectives for invested customer funds, financial and other performance targets. It also sets out the responsibilities and the expectations of both the Public Trustee and the Government. The Charter is reviewed annually.

Overall, investment returns for the 2023-24 financial year were strong. Prospects of lower interest rates and enthusiasm towards global technology companies helped boost market returns. Global shares were the best performing asset class, led by rapidly rising US technology stocks, whilst more defensive, value orientated sectors of the market lagged. Fixed income returns were also positive, with attractive yields on offer for investors.

During the financial year, the Reserve Bank of Australia (RBA) raised interest rates by 0.25% to 4.35%, noting that inflation remains above target and is proving persistent. For the last 3 years, annualised inflation has been running at 5.32%. Over the course of the financial year returns for our customers’ cash investments has steadily improved in line with higher rates.

For the financial year, investment returns ranged from 3.79% for Cash to 11.14% for Equities, net of fees. Overall the Public Trustee’s investment strategies continue to perform soundly over the long term, with a continued focus on quality and downside protection. Ten year returns stand at 1.74% for Cash to 7.84% for Equities, net of fees. Due to the recent high levels of inflation (CPI) some investments trail CPI based objectives over their suggested time frames. This may continue in the short term, while inflation remains high.

Investment Performance versus CPI Objectives as at 30 June 2024

Investment Strategy

CPI Objective

Investment Horizon

Target Return % pa

Actual Return % pa

Over (+)/

Under(-)

Over/Under performance

% pa

Capital Stable

CPI + 1.5% pa

3 Years

6.82%

1.34%

-

-5.48%

Balanced

CPI + 2.5% pa

5 Years

6.37%

3.03%

-

-3.34%

Growth

CPI + 3.5% pa

7 Years

6.78%

4.90%

-

-1.88%

Equities

CPI + 4% pa

10 Years

6.74%

7.84%

+

1.10%

*Net of fees.

2023–24 Standard Investment Strategies’ Performance    

 

Last
12 Months

Last
3 Years
(Annualised)

Last
5 Years
(Annualised)

Last
7 Years
(Annualised)

Last
10 Years
(Annualised)

Cash

3.79%

1.92%

1.38%

1.52%

1.74%

Benchmark

3.34%

1.44%

0.64%

0.71%

0.86%

Variance

0.45%

0.48%

0.74%

0.81%

0.88%

     

Capital Stable

4.85%

1.34%

2.01%

2.49%

3.02%

Benchmark

4.92%

1.02%

1.79%

2.60%

2.92%

Variance

-0.07%

0.32%

0.22%

-0.11%

0.10%

     

Balanced

5.65%

1.72%

3.03%

3.77%

4.46%

Benchmark

6.23%

2.09%

3.13%

4.30%

4.63%

Variance

-0.58%

-0.37%

-0.10%

-0.53%

-0.17%

     

Growth

6.75%

2.29%

4.10%

4.90%

5.61%

Benchmark

7.89%

3.22%

4.68%

5.75%

5.92%

Variance

-1.14%

-0.93%

-0.58%

-0.85%

-0.31%

     

Equities

11.14%

3.45%

6.61%

7.27%

7.84%

Benchmark

13.87%

5.76%

7.91%

8.71%

8.43%

Variance

-2.73%

-2.31%

-1.30%

-1.44%

-0.59%

2023–24 Asset Allocation

The cash objective is to provide customers a very low risk strategy designed to achieve a return comparable to the 90 day bank bill rate and provide the advantage of having funds available at 24 hour call for amounts of up to $1 million.

2023–24 Capital Stable Standard Investment Strategy

Common Fund

Allocation (%) 2023-24

Allocation (%) 2022-23

 

Neutral

Period End

$m

Neutral

Period End

$m

Australian Shares

12.0%

10.2%

18.97

12.0%

10.5%

16.81

Overseas Shares

10.0%

10.6%

19.74

10.0%

9.6%

15.43

Property

12.0%

12.4%

23.24

12.0%

12.8%

20.64

Long Term Fixed Interest

16.0%

15.9%

29.75

16.0%

15.9%

25.70

Short Term Fixed Interest

24.0%

24.7%

46.23

24.0%

24.9%

40.09

Overseas Fixed Interest

14.0%

13.6%

25.47

14.0%

13.6%

21.95

Cash

12.0%

12.6%

23.44

12.0%

12.7%

20.50

TOTAL

100%

100%

186.84

100%

100%

161.12

2023–24 Balanced Standard Investment Strategy 

Common Fund

Allocation (%) 2023-24

Allocation (%) 2022-23

 

Neutral

Period End

$m

Neutral

Period End

$m

Australian Shares

21.0%

19.8%

56.62

23.0%

20.4%

54.07

Overseas Shares

18.0%

17.2%

49.24

16.0%

15.7%

41.46

Property

22.5%

23.8%

67.85

22.5%

24.5%

64.93

Long Term Fixed Interest

16.0%

16.2%

46.32

16.0%

16.3%

43.11

Short Term Fixed Interest

6.0%

6.3%

18.00

6.0%

6.4%

16.82

Overseas Fixed Interest

13.0%

12.9%

36.83

13.0%

12.9%

34.20

Cash

3.50%

3.80%

10.64

3.5%

3.8%

10.03

TOTAL

100%

100%

285.50

100%

100%

264.62

2023–24 Growth Standard Investment Strategy

Common Fund

Allocation (%) 2023-24

Allocation (%) 2022-23

 

Neutral

Period End

$m

Neutral

Period End

$m

Australian Shares

29.0%

25.1%

54.34

29.0%

26.0%

56.03

Overseas Shares

24.0%

25.9%

56.24

24.0%

23.7%

51.14

Property

24.0%

25.4%

55.12

24.0%

26.4%

56.96

Long Term Fixed Interest

10.0%

10.2%

22.05

10.0%

10.3%

22.16

Short Term Fixed Interest

4.0%

4.2%

9.14

4.0%

4.3%

9.22

Overseas Fixed Interest

6.0%

6.0%

12.94

6.0%

6.0%

12.98

Cash

3.0%

3.2%

6.94

3.0%

3.3%

7.07

TOTAL

100%

100%

216.77

100%

100%

215.56

2023–24 Equities Standard Investment Strategy

Common Fund

Allocation (%) 2023-24

Allocation (%) 2022-23

 

Neutral

Period End

$m

Neutral

Period End

$m

Australian Shares

55.0%

49.4%

40.06

55.0%

52.6%

39.78

Overseas Shares

45.0%

50.6%

40.98

45.0%

47.4%

35.89

TOTAL

100%

100%

81.04

100%

100%

75.67

Data for previous years is available at: https://data.sa.gov.au/data/organization/attorney-general-s-dept